| MCQs on PMSBY(Pradhan Mantri Suraksha Bhima Yojana) | ||||
| 1) | PMSBY full form…… | |||
| a) | Pradhaan Mantri Saving Bima Yojana | b) | Pradhan Manthri Securty Bhima Yojana | |
| C | c) | Pradhan Manthri Suraksha Bhima Yojana | d) | None of these |
| 2) | PMSBY is a _____ | |||
| a) | Life Insurance Scheme | b) | Accidental insurance scheme | |
| B | c) | Pension guarantee scheme | d) | All of these |
| 3) | What is the minimum & maximum age at which a person can enroll in PMSBY? | |||
| a) | 18-50 | b) | 18-40 | |
| C | c) | 18-70 | d) | 18-60 |
| 4) | What is the premium per annum that is to be paid under PMSBY? | |||
| a) | Rs 330 | b) | Rs 15 | |
| D | c) | Rs 42 | d) | Rs 12 |
| 5) | PMSBY covers__________ | |||
| a) | 1 year accidental death cover | b) | 1 year disability cover | |
| C | c) | Both a & b | d) | None of these |
| 6) | PMSBY enrollment is_____________- | |||
| a) | Apr 1 to Mar 31 of subsequent year | b) | Jan 1 to Dec 31 of subsequent year | |
| C | c) | June 1 to May 31 of subsequent year | d) | None of these |
| 7) | What is the death benefit under PMSBY? | |||
| a) | Rs 100000 | b) | Rs 200000 | |
| B | c) | Rs 300000 | d) | Rs 500000 |
| 8) | The following statements are true in about PMSBY | |||
| a) | Rs 2 Lakhs for loss/disability for both the organs (either both hands/legs or eye) | |||
| b) | Rs 1 lakhs for loss/disability of one organ (either one hands/legs or eye) | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 9) | Which of the following condition will be not covered under PMSBY? | |||
| A | a) | Death due to suicide | b) | Death due to Murder |
| d) | Death due to rail accident | d) | Death due to electric-mis happening | |
| 10) | A person having which type of account can opt for PMSBY? | |||
| B | a) | Fixed deposit account | b) | Saving account |
| c) | Current account | d) | Any one of the these | |
| 11) | PMSBY was formally launched by Prime Minister Narendra Modi in Kolkata on____ | |||
| a) | 01-Jun-15 | b) | 15-Aug-15 | |
| D | c) | 26-Jan-15 | d) | 09-May-15 |
| 12) | Which of the following is true about PMSBY? | |||
| a) | All savings bank account holders in the age 18 to 70 years will be elligible to join | |||
| b) | The scheme will be a one year cover, renewable from year to year | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 13) | Which of the following is true about PMSBY? | |||
| a) | Department of Post or Participating Banks | |||
| b) | National Insurance Company is service provider of this scheme | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 14) | Which of the following is true about PMSBY? | |||
| a) | Counter PA has to verify Signatures of Account holders using IES menu | |||
| b) | Counter PA has to do data entry using CPMY | |||
| c) | CMRC menu will be used to modify the CIF | |||
| D | d) | All the above | ||
| Prepared and posted by: | https://dopindia.com/ | |||
| 15) | Which of the following is true about PMSBY? | |||
| a) | This scheme is not a mediclaim | |||
| b) | There is no provision for reimbursement of hospitalization expenses | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 16) | In case of death of the account holder, the claim can be filed by | |||
| a) | Nominee/appointee as per the enrollment form | |||
| b) | His legal heir/s in case there is no nomination made by him | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 17) | When can the accident cover assurance terminate? | |||
| a) | On attaining age 70 years (age nearer birth day) | |||
| b) | Closure of account or insufficiency of balance to keep the insurance in force | |||
| c) | In case a member is covered through more than one account insurance cover will be restricted to one account and another premium shall be liable to be forfeited |
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| D | d) | All the above | ||
| 18) | What is the mode of payment of the claim amount? | |||
| a) | Disability Claim will be credited in the bank account of the insurer bank A/c | |||
| b) | Death claims will be remitted to the bank account of the nominee / legal heir(s). | |||
| C | c) | Both A & B are correct | ||
| d) | None of the above | |||
| 19) | If the insured is missing and death is not confirmed, will the legal heirs get benefit of insurance? | |||
| a) | Yes | |||
| b) | Cannot say | |||
| C | c) | PMSBY covers deaths confirmed by documentary evidence. | ||
| d) | None of the above | |||
| 20) | What is the mode of payment of PMSBY premium? | |||
| a) | Through Cheque | |||
| b) | By cash | |||
| C | c) | Auto debit from Saving A/c | ||
| d) | Any one of these | |||
| Prepared and posted by: | https://dopindia.com/ | |||
