The existing process for generation of scheme wise List of transactions (LOTs) and Scheme wise Consolidation Journals by CBS Post offices and further processing by SBCO has been reviewed at Directorate level and after detailed examination the competent authority has accordingly decided to implement a common List of Transaction (LOT) and a common Consolidation Journals for all Small
Savings Schemes in CBS Post offices. This will enable savings of paper, less report generation speed up the process and ease of operation.
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